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Below are special Certificate of Deposit special rates and terms from banks in Margate, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Margate, FL - October 30, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Sarasota Banking Center Branch
|
5.05% | $500 | 11 months |
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Miami Gardens Branch
|
5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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Miami Gardens Branch
|
4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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|
Miami Gardens Branch
|
4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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|
American Commerce Bank, National Association Probank Branch |
4.56% | $1,000 | 11 months |
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Sarasota Banking Center Branch
|
4.50% | $500 | 17 months |
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Pacific National Bank Branch
|
4.45% | $1,000 | 6 months |
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Rate History: 4.86% → 4.75% → 4.50% → 4.40% → 4.45% |
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|
Miami Gardens Branch
|
4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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|
Palm Beach Gardens Branch
|
4.25% | $2,500 | 2 months |
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Pacific National Bank Branch
|
4.25% | $1,000 | 12 months |
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Rate History: 5.00% → 4.86% → 4.95% → 4.55% → 4.25% |
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|
Court Street Bank Branch
|
4.20% | $1,000 | 7 months |
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Rate History: 5.00% → 4.20% |
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Palm Beach Gardens Branch
|
4.15% | $2,500 | 3 months |
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Port Charlotte Branch
|
4.15% | $1,000 | 11 months |
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Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% |
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|
Miami Gardens Branch
|
4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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|
Palm Beach Gardens Branch
|
4.05% | $2,500 | 4 months |
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|
EverBank, National Association Jacksonville Branch |
4.05% | $1,000 | 7 months |
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Rate History: 1.00% → 4.05% |
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|
Berryhill Road Branch
|
4.05%
3.85% 3.85% |
$0
$0 |
15 months |
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Early withdrawal penalty is 180 days' interest. |
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|
Destin Branch
|
4.01% | $500 | 11 months |
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Cooper City Branch
|
4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Crestivew Central Branch
|
4.00% | $1,000 | 3 months |
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Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
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Fifth Third Bank, National Association Palm Harbor Branch |
4.00% | $5,000 | 3 months |
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Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00% |
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|
U.S. Bank National Association Palm Beach Pcr Branch |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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|
BankUnited, National Association Doral Branch |
4.00% | $1,000 | 6 months |
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Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00% |
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West Duval Branch
|
4.00% | $1,000 | 7 months |
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Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00% |
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|
Jacksonville Fl 8254 Branch
|
4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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Winterhaven Branch
|
3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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Palm Beach Gardens Branch
|
3.90% | $2,500 | 6 months |
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Rate History: 5.25% → 5.00% → 4.75% → 3.90% |
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Finworth, a division of InsBank Court Street Bank Branch |
3.90% | $50,000 | 22 months |
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Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% |
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Downtown Clearwater Branch
|
3.80%
3.55% 3.55% |
$501
$500 |
5 months |
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|
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Rate History: 5.00% → 4.75% → 0.01% → 3.80% |
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|
Court Street Bank Branch
|
3.80% | $1,000 | 13 months |
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Rate History: 5.50% → 3.80% |
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Seacoast National Bank Branch
|
3.75% | $1,000 | 3 months |
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Rate History: 4.10% → 4.00% → 4.10% → 4.00% → 3.75% |
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Citibank, National Association Coral Gables Branch |
3.75% | $0 | 4 months |
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Bank of America, National Association Garden Street Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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South Ohio Avenue Branch
|
3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Downtown Clearwater Branch
|
3.70%
3.45% 3.45% |
$501
$500 |
8 months |
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|
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Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% |
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First-Citizens Bank & Trust Company Sun American Bank Branch |
3.65% | $5,000 | 5 months |
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Rate History: 4.25% → 4.00% → 3.75% → 3.65% |
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West Duval Branch
|
3.65% | $10,000 | 5 months |
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Rate History: 1.00% → 5.00% → 4.00% → 3.90% → 3.65% |
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Third Federal Savings and Loan Association of Cleveland New Port Richey Branch |
3.65% | $500 | 11 months |
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Wells Fargo Bank, National Association Madison Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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|
Fifth Third Bank, National Association Palm Harbor Branch |
3.60% | $5,000 | 7 months |
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|
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Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50% |
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|
West Duval Branch
|
3.55% | $10,000 | 11 months |
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|
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Rate History: 4.25% → 4.75% → 4.25% → 3.75% → 3.55% |
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|
Citibank, National Association Coral Gables Branch |
3.50% | $0 | 6 months |
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|
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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|
Seacoast National Bank Branch
|
3.50% | $1,000 | 7 months |
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|
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Rate History: 4.50% → 4.20% → 3.75% → 3.90% → 3.50% |
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U.S. Bank National Association Palm Beach Pcr Branch |
3.50% | $1,000 | 9 months |
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|
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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Palm Beach Gardens Branch
|
3.50% | $2,500 | 9 months |
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|
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Rate History: 4.75% → 4.50% → 3.50% |
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|
Naples Branch
|
3.50% | $10,000 | 9 months |
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|
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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|
Wells Fargo Bank, National Association Madison Branch |
3.50% | $5,000 | 11 months |
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|
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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|
Crestivew Central Branch
|
3.49% | $1,000 | 5 months |
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|
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Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49% |
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|
South Ohio Avenue Branch
|
3.45% | $10,001 | 6 months |
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|
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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|
Bank of America, National Association Garden Street Branch |
3.45% | $10,000 | 10 months |
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|
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.35% |
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|
Citibank, National Association Coral Gables Branch |
3.25% | $0 | 9 months |
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|
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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|
Seacoast National Bank Branch
|
3.25% | $1,000 | 11 months |
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|
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Rate History: 4.75% → 4.50% → 4.25% → 3.50% → 3.25% |
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|
Downtown Clearwater Branch
|
3.25% | $501 | 13 months |
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|
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Rate History: 3.50% → 3.25% |
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|
Fifth Third Bank, National Association Palm Harbor Branch |
3.25% | $5,000 | 13 months |
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|
|
Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25% |
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|
U.S. Bank National Association Palm Beach Pcr Branch |
3.20% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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|
Citibank, National Association Coral Gables Branch |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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South Ohio Avenue Branch
|
3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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|
West Duval Branch
|
3.05% | $10,000 | 17 months |
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|
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Rate History: 3.85% → 3.45% → 2.75% → 3.25% → 3.05% |
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Citibank, National Association Coral Gables Branch |
3.00% | $0 | 3 months |
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Palm Beach Gardens Branch
|
3.00% | $2,500 | 12 months |
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|
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Rate History: 4.25% → 3.00% |
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|
South Ohio Avenue Branch
|
3.00% | $10,000 | 12 months |
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|
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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|
Downtown Clearwater Branch
|
3.00% | $500 | 13 months |
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|
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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|
Naples Branch
|
3.00% | $10,000 | 23 months |
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|
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Rate History: 3.75% → 3.00% |
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|
Fifth Third Bank, National Association Palm Harbor Branch |
3.00% | $5,000 | 24 months |
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|
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% |
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|
Citibank, National Association Coral Gables Branch |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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West Palm Beach Branch
|
2.75% | $1,000 | 13 months |
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Rate History: 4.00% → 3.85% → 3.25% → 3.00% → 2.75% |
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Bartow Branch
|
2.75% | $1,000 | 15 months |
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Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75% |
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Downtown Clearwater Branch
|
2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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PNC Bank, National Association Public Bank Groveland Office Branch |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Garden Street Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association Public Bank Groveland Office Branch |
2.40% | $1,000 | 37 months |
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West Palm Beach Branch
|
2.25% | $1,000 | 59 months |
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Rate History: 3.60% → 3.00% → 2.85% → 2.50% → 2.25% |
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PNC Bank, National Association Public Bank Groveland Office Branch |
2.20% | $1,000 | 25 months |
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West Palm Beach Branch
|
2.10% | $1,000 | 45 months |
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Rate History: 3.60% → 3.00% → 2.75% → 2.35% → 2.10% |
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PNC Bank, National Association Public Bank Groveland Office Branch |
2.00% | $1,000 | 13 months |
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West Palm Beach Branch
|
2.00% | $1,000 | 25 months |
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Rate History: 3.60% → 3.00% → 2.75% → 2.25% → 2.00% |
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Bank of America, National Association Garden Street Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Winterhaven Branch
|
1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Palm Beach Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Destin Branch
|
0.55% | $500 | 7 months |
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Rate History: 5.05% → 4.85% → 4.64% → 4.24% → 0.55% |
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Winterhaven Branch
|
0.45% | $500 | 18 months |
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|
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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